Legit Loan Apps In Nigeria Nairaland – Forum / / General / Feelings / Do these loan applications reach your home address? (14507 Views)
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Do they come to your home address? Also, what can be done to prevent them from sending messages to your contacts. I paid half today and told the rude customer service girl that I would pay the remaining 30% by Friday. He was displeased and threatened to teach me a lesson I would never forget. According to him
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I like what this girl is up to. At least be patient. I will pay the rest on Friday, if I don’t you can continue with your threats. He hissed and hung up. 5 minutes later I got a text from him saying he gave me an ultimatum by 4pm or he will call the police, notify the efcc, bring the soldiers, credit utilization bereu etc. I ignored it until I started getting several messages from friends and family labeling me as a money-grubbing criminal and chronic debtor. company and I will soon be arrested and jailed.. haaaa shocked. nice They all think I have stolen millions of naira from the government coffers or the CBN. I’m embarrassed to tell them it’s 7k. My fiance got the text and was in a panic, when he got home he was in tears. He called me before I got home, but I refused to answer the phone because I was sure he got the message too.
They won’t come to your home address… But they will embarrass you so much that I wish they would come themselves.
Brother, nobody comes to your house. use your physical address. After blackmailing their contacts by sending stupid messages, they know that going to the debtor’s house is a dangerous thing to do. They can be killed or captured. Idiots don’t even go to the office. If they are close to your door, tell them you will change so you can come and pay at their office. Go find out they don’t even go to the office. Don gives japa before you return.
: You also see the names you mentioned. What do responsible companies sound like? You will lose more credit than these guys and they will ruin your image… Just like I told them. Only fairmoney carbon branch and I think Ren is recognized by money credit bureau and CBN. Yahoo son got the rest. There are better ways to collect debt than to blackmail people. It makes no sense. And the Google Play store allows them. You will never find them on iOS because iOS knows that many of them are scammers and fraudsters.
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Most loan companies, or “applicants” as you call them, usually have a third-party company perform the home inspection. These companies often conduct background checks at your office and home address.
Some other lenders do this themselves, with their staff usually going to verify your contact address after you’ve taken out the loan.
However, leading financial institutions’ solution to payment problems is to change your payment structure and add more interest. At least that’s how we do it, but Nigerians prefer iron if most of them don’t.
Do they come to your home address? Also, what can be done to prevent them from sending messages to your contacts. I paid half today and told the rude customer service girl that I would pay the remaining 30% by Friday. He was displeased and threatened to teach me a lesson I would never forget. According to him
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Soko credit, kashkash, 9credit, cashlion, nairaplus, gocash and others. They will spoil your image. To remove access to your contact list and messages, go to your settings and open apps and notifications, then click on permission manager, you will see calendar, call log, camera, contacts, location, microphone, phone, messages and memory. Click on these apps I mentioned earlier and opt out of each one, once done they will stop calling and texting your contacts. Since I was on a trip and there was no network there to pay the loan, I did not pay the loan in one day, although I paid half of the loan amount before the travel calendar. When I returned the next day, my friends called me and told me that the sokoloan said that I was a thief, I had deceived them and taken the money that I did not believe them and ran away. even the sokoloan girl who called me had no fault and even threatened me with calls, text messages and app messages. At this point I took a screenshot of my account balance and sent it to her to show that I could and would have the money. I banned them from all the programs I mentioned above and told them that I will pay that money again, they just successfully blackmailed and killed my character, I will only pay that amount if they don’t message my contacts apologizing. they acted wrongly. It’s been over four months and I still haven’t paid off the loan and never will. They no longer have access to my contact list, and as a result, they lured me into paying off the loan by promising to lend up to 100,000 manats after paying off the loan. bro, this online loan company is extortionate, their interest rates are too high, I advise you to stop borrowing from them.
: Yes and no. Most loan companies, or “applicants” as you call them, usually have a third-party company perform the home inspection. These companies often conduct background checks at your office and home address. Some other lenders do this themselves, with their staff usually going to verify your contact address after you’ve taken out the loan. However, leading financial institutions’ solution to payment problems is to change your payment structure and add more interest. At least that’s how we do it, but Nigerians prefer iron, but most don’t want to pay. These are standard and licensed products with verifiable offices and soko loan, kashkash, etc. not what is said. The federal government warned Nigerians to stop borrowing from them, people did not listen. They don’t have a license. In fact, if you go to court, you will win them. They have no right to slander you, that is slander, slander. And the debtor is never a criminal. The debtor does not go to prison. The last thing the judge does is negotiate a payment plan between the two of you and support that plan with bail and bonds. So if any Sokoloan agent comes your way, even with a soldier, keep them both. You will solve it through the court. No one has the right to blackmail you for your debt. Why call someone who runs off with corporate money a criminal? I have received several messages from them about people using their services and I happen to be on their contact list.
They are also called loan sharks and do not have a license. That’s why they offer you loans with ridiculous interest rates up to 50% and short payment terms. They can give you 25k to repay 38k in 10 days. If you’re lucky, 14 days. (Licensors like Carbon and affiliates may give you 2 months to pay). The
Sokoloan, kashkash, lcredit lenders know that you will not be able to make your payments on time, but you need them urgently, so you will definitely accept the offer. This is how they trap you. When you default, they keep charging you more for each passing day. After a few days, they begin their tradition of threatening you by posing as the police. Some will even play a siren to make it look real. Don’t love him. These credit kennels are very common in India. I knew a guy who borrowed about 95 of these programs when I was in India
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. Google has more than 800 loan programs that play with Indian IP. Even in naija they are over 70 years old.
There is no doubt that Nigerians are in bad debt, but at the same time I believe there are better ways to collect debts. Blackmail is never an option. It can leave a lifelong mark on people. Some people have lost their jobs because of these loan programs, texting their boss. Some have broken relationships. I know a mother who got upset after texting her son that he was a wanted criminal and that he would soon be arrested. It is very bad. Loansharks is owned by these Chinese. They started in India, now they are not overrunning sub-Saharan Africa.
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