Best 5 Loan Apps In Nigeria Without Debit Card – Perhaps you are wondering how to obtain fast loans, without collateral and with a minimum interest rate, from the comfort of your home or office. There are now many loan apps in Nigeria that offer loans at different interest rates. Some rates are friendly, others not exactly
I remember then when people had to queue up to ask for a loan, even when it was only a 5-digit number 😥.
Best 5 Loan Apps In Nigeria Without Debit Card
Sometimes the loan process can take up to a month or even longer. But thanks to technology😊, we can now obtain mobile loans to solve personal and business needs through a smartphone, a mobile application and an Internet connection in 24 hours.
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According to a recent update, Carbon is now a digital bank and we hope that you will stay longer in Nigeria, because it not only offers you access to loans, but also offers investment options, transfer of funds, purchase of airtime, payment of invoices and much more. .
All you have to do is download the app from the Play Store. Fill in your Biodata, submit all the necessary details, including your BVN, and based on the information provided, the loan amount will be calculated and approved.
So, if you need to pay off a loan, before the due date, just finance your carbon portfolio using a bank transfer or the USSD option in the app.
The P2Vest peer-to-peer lending platform connects selected borrowers with lenders and investors looking for better returns on their capital compared to savings accounts and fixed deposits.
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P2Vest is available on iOS and Android. This P2P lending platform offers loan amounts from N5,000 to N2,000,000 with a loan duration of 12 months.
With the FairMoney loan app, you can access loans in minutes, buy airtime, and pay bills using your registered account.
To get started, simply register with the phone number attached to your BVN (an OTP will be sent to the registered number for verification). Just like any other loan application, you need to fill in your contact details.
Loan amounts from the branch range from ₦1,000 to ₦200,000. Loans from this loan company have no late payment or renewal fees, the monthly interest is from 3% to 21%, and an annual interest rate ranges from 15% to 34%.
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Simply download and install the mobile app from the Play Store, and then follow the instructions. For more information, see the branch review.
Another of the best loan applications in Nigeria that guarantees fast loans is Aella Credit, which offers loans of up to 1 million, an interest rate of 6% to 20% and a loan duration of 1 to 3 months without late fees or of renewal. .
PalmCredit is very popular among Nigerians and promises to put a smile on your face with a quick loan of up to ₦300,000.
PalmCredit loan app can be downloaded on Playstore or you can check any PalmCredit social media platform for more details.
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If you decide to find out more, check out the FAQ page at quickcheck.ng/faq/ and you can download the app from the Playstore.
Although it is owned by a bank and managed by a bank, you can borrow up to ₦2,000,000 under certain terms and conditions.
The app can be downloaded on Google Play or the App Store and has a lot of information on the Alat website.
Like Alat, Specta is owned and managed by a financial institution, Sterling, and does not require any guarantee, endorsement or bank visit to access quick loans.
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Regardless of your job or bank, you can access a loan amount of up to ₦5,000,000 to meet your financial needs.
The app can be downloaded on Playstore and it has other interesting packages for you. For more details on Specta Loans, check out our Specta Loan review.
Remember the popular app Opay, where you could make transactions, buy airtime, pay bills, and still book travel? Okash is an affiliate of Opay and was once included in the Opay app.
Okash is currently one of the standalone loan app in Nigeria which means you can only download and install this loan app in Nigeria via Playstore.
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It offers access to loans of up to ₦50,000 without any collateral, although the maximum loan amount you can receive is different.
The last of the Nigerian loan apps to check out is JumiaPay, a Jumia product, which offers instant loans to users.
You can download the app on the Playstore, create your account, scroll down to the “Financial Services” section and click “Loans” to apply for a quick loan.
Lidy is one of the first loan apps in Nigeria that started offering small and medium sized businesses access to an instant online unsecured loan in Nigeria. This platform offers credit to companies between 500 and 50,000 dollars.
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Lydia evaluates the credit risk of all the companies that ask for a loan. Use this assessment to create a unique credit score for each business. Lydia also disburses loans in 24 hours or less.
Formerly Kwikmoney, Migo loan app is a very popular lending company in Nigeria. You can get mobile loan in Nigeria up to N500,000 with Migo in less than 2 minutes in Nigeria.
Over 40 billion naira benefits have been taken on Migo. The interest rate on a Mogo loan is 5% to 15%.
Page Financials is a CBN licensed financial company offering personal loans to Nigeria. The company claims that getting a loan from them is easy and simple and they use a flexible documentation process.
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Block Cash offers easy and hassle free loans in Nigeria. Blocka cash is available on both the Android app store and the Apple app store.
You can access short term loans at Blocka from at least N5,000 and up to N50,000 depending on your credit score.
Blocka Cash takes several factors into account when evaluating whether you are eligible for a loan. Factors like past loan performance and credit score. The Blocka Cash app is powered by James Crown Credit Limited, which has a money lender license issued by the Ogun State Government of Nigeria. You can contact Blockacash at [email protected]
Kuda Bank is one of the most popular digital banks in Nigeria. Kuda offers its users an overdraft (loans) of up to N50,000 with a daily interest of 0.3%.
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Kredi is another digital bank on the rise in Nigeria that also offers loans to Nigeria. Kredi offers 4 types of loans; Kredi SME Loan, Kredi Nano Loan and Kredi Guaranteed Loan and Kredi Guaranteed Loan.
The amount you can borrow with Kredi depends on the amount you are eligible for and what you purchase based on the level of customer you are.
Their loans range from N5,000 to N50,000. Accessing a YesCredit loan can only take a few minutes and you can have it delivered to your wallet and transferred to your bank account immediately.
YesCredit does not require any collateral, guarantees or documents to grant you the loan. Just make sure you are over 21 years old. But for loans beyond certain amounts, YesCredit will need additional documentation.
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YesCredit is a product of YesCredit Limited, which is a money lender licensed by the Lagos State Government of Nigeria.
Irorun is one of the new iPhone loan apps in Nigeria. You can register in the Irorun application and request a loan and it will be disbursed in a matter of minutes.
If you want to access mobile loans in Nigeria with peace of mind, Irorun says they should be your choice. Irorun is more of a microcredit platform. Basically, they focus on small loans.
Umba Bank is becoming one of the most popular digital banks in Nigeria that offers loans as well as the rewards and bonuses its users receive.
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With an Umba bank account, you can spend, pay bills, get loans and even repay it all from your phone with the Umb mobile app.
Umba loan app is one of the new loan app in Nigeria that offers personal loans. Umba Loans start from N1115 to N89182 Naira with an interest rate of 10% for a loan term of 62 days.
These loan applications might ask for your bank account details and BVN. Do not give false information. Borrow only what you can afford so you don’t get stuck while you achieve your goal.
Loan repayment early ensures a good credit score for higher amounts and lower interest rates for future loan applications.
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Be sure to review the attached terms and conditions before applying for any loan. Only include your bank details in verified loan applications.
Get Top Tips On How To Earn, Save And Invest Money In Nigeria – In Your Inbox Subscribe to get fantastic money content delivered to your inbox. If you go into the Android app store, you will find many loan apps for Nigerians, but for iPhone loan apps in Nigeria, they are few and between.
If you are looking for a well detailed list of iPhone loan apps in Nigeria. You are in the right place. see below.
Carbon started as one of the first iPhone loan apps in Nigeria, but now it has evolved into a digital wallet. You can get fast and reliable short term loans instantly with this app 24 hours a day.
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Carbon does not require any documents or collateral to offer you loans. there are no hiding
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